You're sitting on blended-rate MBS that current market would bid at 80c,
and you can't book the loss. Without liquidity, you can't originate new loans. The market is frozen.
The trade we offer
- We buy at 90c (vs ~80c open-market clearing)
- You sign a 20c future preferred claim payable to BV on a fixed schedule (typically 8 annual installments)
- We tokenize via TMB with senior, mezzanine, junior tranches
- MortgageServicing handles the 25 bps servicing fee accrual and payment routing
Net result for you: 90c of cash today against the loss you wouldn't book. The 20c pref is a manageable scheduled obligation, not a balance-sheet mark-to-market.
Why the math works for both sides
- You: 90c is more than any market bid; the 20c pref is amortized.
- Us: discount-recovery upside as the underlying mortgages pay down at par; the originator pref plugs the gap.
What we need from you
- MBS-level loan tape
- Servicing transfer agreement
- A signed BV Originator Claim setting the pref schedule
Products built for mortgage originator
The shortlist. Click into any product for mechanics, economics, and audit links.
TMB
Live · Mainnet pendingTokenized Mortgage Bonds. Buy frozen MBS at 90c, capture the discount through senior/mezzanine/junior tranches, and recover the spread via a 20c originator preferred claim.
MortgageServicing
LiveOn-chain mortgage payment processing, 25 bps servicing fee accounting, escrow management, and default detection. Routes payments into TMB pools when wired.
Title Service
TestnetGraphQL + REST API for title verification, lien search, and title chain analysis. Generates ALTA commitments in minutes.
Ready to talk?
Get on a call with someone who's already done this for someone like you. The OTC intake form pre-tags as originator-mortgage so the right team picks it up.